Let's Help You...Get Your First Home|Find Your Dream House|Find A Great Rate|Get Qualified|Get Cash Out

Whatever your goals are we are here to help!
Click our prequalifier to get started!

How We Can Help Buy Your Dream House


Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House

Welcome To Smarthouse Lending, LLC

At Smarthouse Lending, LLC, we treat each customer as valuable relationship not just a transaction. We do not place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first-class rates & low closing cost to private "hardship" lenders.

We work with more than 150 hundred investors. This allows us to get you the best interest rates on all types of loan programs including: 30yr Conventional & FHA mortgages, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS. Jumbo Loans, Home Equity Lines, Reverse Mortgage Home Equity Loans, VA, and Commercial Loans. Additionally, we offer Florida Hometown Heroes Housing Purchase Program, Full Income Documentation Loans, No Income Document (Investor) DSCR Loans, Non-Owner-Occupied Bank Statement (Investor) Loans, New Construction & Multi-Family Loans. We guarantee we will satisfy your needs & meet your expectations!

NO Processing Fees – Great Service – Personal Concierge – Fast Closings in 15 days or Less!

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We work conforming and non-conforming real estate loans.


Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Meet Our President & CEO

Our team at Smarthouse Lending, LLC is fast, friendly, experienced and here to help you every step of the process!

The Smarthouse Lending, LLC Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Smarthouse Lending, LLC Address

Contact Us:

Phone: (813) 380-3081

Address: 363 Spruce Pine Dr
DeBary ,FL

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

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Latest News


There are lots of good reasons to choose an FHA loan.


Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.